An ACH transfer is an electronic money transfer between banks that allows money to be pulled from an account or to be 'pushed' online to accounts at other banks.  An Automated Clearing House (ACH) transfer is one of the main ways to send or receive money online. When someone pays you with a check that you deposit in your bank, an ACH transfer moves the money electronically between the payers bank and our bank through the Automated Clearing House network. Typically, there are no fees for this transfer of money. If someone writes you a check for $100, you receive $100 in your bank account. On the other hand, if someone pays you $100 through a credit or debit card, you may receive only $97, with the rest of the $3 being accounted as fees. 

                        
While inexpensive, check handling can be highly inconvenient to the payer and to your business. Which is where we come in. We can help consumer pay you directly from their bank account as conveniently as signing into their banking app on their mobile device and approving the transaction. This is highly convenient to the users, with full reporting capabilities, and fees that are vastly lower than the cost or typical credit card processing. No transaction, irrespective of amount, will cost you more than a $2 fee. That is a hard cap. Compare this to a typical $20 fee to process a $800 credit card payment.